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Get Your Credit Report for Free

Are you resolving to improve your financial situation in 2012? Start with a thorough check of your credit report. Get a free copy and check to make sure every item listed is up to date and accurate. The central site, www.annualcreditreport.com, allows you to pull a report once every 12 months from each of the nationwide consumer credit report companies: Equifax, Experian, and TransUnion.