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Rates

CDs

Start BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
3 Months$10,000.00And Up0.10%0.10%
6 Months$10,000.00And Up0.20%0.20%
1 Year$1,000.00And Up0.25%0.25%
18 Months$1,000.00And Up0.35%0.35%
2 Year$1,000.00And Up0.40%0.40%
3 Year$1,000.00And Up0.50%0.50%
4 Year$1,000.00And Up0.60%0.60%
5 Year$1,000.00And Up0.75%0.75%

Step Up CDs

Start BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
18 Months$10,000.00And Up0.35%0.35%
2 Year$10,000.00And Up0.40%0.40%

Checking Accounts

Start BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
Win-Win Checking$50,000.01And Up0.02%*0.02%
$25,000.01$50,000.001.00%*1.00%
$0.00$25,000.001.98%*2.00%
Win-Win Checking Criteria Not Met$0.00And Up0.02%**0.03%

*If criteria is met

**If criteria is not met

Savings Accounts

Start BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
Savings Accounts$50,000.00And Up0.12%0.12%
$10,000.00$49,999.990.12%0.12%
$200.00$9,999.990.12%*0.12%
Bear Club Savings$10,000.01And Up0.20%**0.20%
$5,000.01$10,000.001.00%**1.00%
$0.00$5,000.001.98%**2.00%

*Youth Savings pays this tier on entire balance.

**This account requires an electronic statement. A valid e-mail address and Ebank account are required to receive statements electronically.

Money Market Accounts

Start BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
Money Market$50,000.00And Up0.15%0.15%
$25,000.00$49,999.990.15%0.15%
$10,000.00$24,999.990.15%0.15%
$2,500.00$9,999.990.15%0.15%
$250.00$2,499.990.15%0.15%

IRAs

Start BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
18 Month Variable$0.00And Up0.32%0.32%

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