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Rates

Checking Accounts

AccountStart BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
Win-Win Checking$0.00$25,000.001.98%*2.00%
$25,000.01$50,000.001.00%*1.00%
$50,000.01And Up0.02%*0.02%
Win-Win Checking Criteria Not Met$0.00And Up0.02%**0.02%

*If criteria is met

**If criteria is not met

Step Up CDs

AccountStart BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
18 Months$10,000.00And Up1.04%1.04%
2 Year$10,000.00And Up1.35%1.36%

Money Market Accounts

AccountStart BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
Money Market$200,000.00And Up1.15%1.16%
$150,000.00$199,999.991.04%1.04%
$100,000.00$149,999.991.00%1.00%
$50,000.00$99,999.990.80%0.80%
$250.00$49,999.990.75%0.75%

CDs

AccountStart BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
3 Months$10,000.00And Up0.60%0.60%
6 Months$10,000.00And Up0.80%0.80%
1 Year$1,000.00And Up1.09%1.09%
18 Months$1,000.00And Up1.14%1.14%
2 Year$10,000.00And Up1.45%1.46%
3 Year$10,000.00And Up1.70%1.71%
4 Year$10,000.00And Up1.80%1.81%
5 Year$10,000.00And Up2.00%2.02%

Savings Accounts

AccountStart BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
Savings Accounts$50,000.00And Up0.50%0.50%
$10,000.00$49,999.990.30%0.30%
$200.00$9,999.990.20%*0.20%
Bear Club Savings$10,000.01And Up0.20%**0.20%
$5,000.01$10,000.001.00%**1.00%
$0.00$5,000.001.98%**2.00%

*Youth Savings pays this tier on entire balance.

**This account requires an electronic statement. A valid e-mail address and Ebank account are required to receive statements electronically.

IRAs

AccountStart BalanceEnd BalanceInterest RateAPY - Annual Percentage Yield
18 Month Variable$0.00And Up2.37%2.40%

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